Pulse: Technology
Assessing Impact
As the year quickly comes to a close, news this week takes a step back to assess the impact of APIs on the financial sector, more emerging insurance trends, and FinTech’s impact on the underbanked and unbanked populations in the U.S. and abroad. We also learned that consumers are waking up to digital banking options, but contrary to the push towards digital everything, people still like cash and plastic cards over mobile wallets. Take a look at these insights and more in this week’s FinTech Rising round-up.
Regulatory Guidance - the Differences in Approach to FinTech Regulation in the United States, the United Kingdom, and the European Union
Financial technology evolves into its next stage of maturity in 2017. Where venture investments going to FinTech firms marked progress to date, in the coming year regulatory interest will come to the fore.
InsureTech Rules
FinTech's insurance sector came to the fore this week. This Google Trends chart and series of tweets tell the story of InsureTech's growth in 2016.
FinTech Lists
It's the time of year when the lists appear. This week, we round up lists of top influencers in various FinTech sectors around the globe.
Random FinTech Notes
I loved the Random Notes column in Rolling Stone magazine when I read it in high school. This week's email and its collection of FinTech links seems pretty random to me, and one of the articles focuses on a FinTech firm that goes back to 1976, when I was reading Random Notes rather than FinTech news.
How to Justify a high valuation and low growth simultaneously
FinTech Places
I spent a couple days in New York this week and noticed an energy for business I don't experience in other cities. In every restaurant, coffee house, and shared business space I spent time in, individuals and groups were meeting to discuss their next new idea, offer, and deal.
The Economist's FinTech
This week's issue of The Economist mentions FinTech as a factor in two economic trends in financial services and their relationship to technology: falling revenues for investment banks and shifting power for the City of London.
Data Power
Data and its use and control, more than any technology innovation, took a primary position at this year’s Money20/20 conference and exhibition. This year’s annual event brought more than 10,000 financial-services executives, entrepreneurs, and technologists to Las Vegas for a whirlwind of meetings, presentations, and demonstrations.
Money20/20 2016
I am attending the annual Money20/20 FinTech conference in Las Vegas this week. Here is a summary of this week's FinTech related links: